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Terms & Conditions

Divine Blessings Academy® Web Site Agreement


Important! These terms of service (tos) and terms and conditions govern your use of this site. Please read this document carefully before accessing or using the site. By accessing or using the site, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, you may not access or use the site.


Divine Blessings Academy® may modify this agreement at any time, and such modifications shall be effective immediately upon posting of the modified agreement on the site. You agree to review the agreement periodically to be aware of such modifications and your continued access or use of the site shall be deemed your conclusive acceptance of the modified agreement.


1. Use of the Site

Limitation of Liability

In no event will Divine Blessings Academy® be liable for

(i) any incidental, consequential, or indirect damages (including, but not limited to, damages to your computer, mobile device, cell, etc. loss of programs or information, and the like) arising out of the use of or inability to use the service, or any information, or transactions provided on the service, or downloaded from the service, or any delay of such information or service. Even if Divine Blessings Academy® or its authorized representatives have been advised of the possibility of such damages, or

(ii) any claim attributable to errors, omissions, or other inaccuracies in the service and/or materials or information downloaded through the service. Because some states do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. In such states, Divine Blessings Academy's® liability is limited to the greatest extent permitted by law.


Divine Blessings Academy® makes no representations whatsoever about any other web site which you may access through this one or which may link to this Site. When you access a non-Divine Blessings Academy® web site, please understand that it is independent from Divine Blessings Academy®, even IF we are mentioned on their site and that Divine Blessings Academy® has no control over the content on that web site. In addition, a link to Divine Blessings Academy's® web site from an outside source does not mean that Divine Blessings Academy® endorses or accepts any responsibility for the content, or the use, of such web site. We accept no liability, implied, or otherwise, should the use of our products or services cause downtime or any other negative impacts on your computer or device. We will be more than happy to offer support and assistance where possible to resolve any issues your computer may have. However, it is your responsibility to ensure that you always have a backup of your course(s) and/or program(s) digital files or other information before making any changes.


2. Copyright, Licenses and Student Feedback

The entire contents of the Site are protected by international copyright and trademark laws. The owner of the copyrights and trademarks is Divine Blessings Academy®, its affiliates or other third party licencors. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on this site or within our digitally based courses, programs, or other items - including text, graphics, or code. You may simply download and print the digital portions of our material from the different areas of the site solely for your own non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from our materials.


3. Indemnification

You agree to indemnify, defend and hold harmless Divine Blessings Academy® to the Service from and against all losses, expenses, damages and costs, including reasonable attorneys’ fees, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.


4. Liability

We accept no responsibility for any damage to your computer in any instance when using Divine Blessings Academy's® products, which are all created as digitally based PDF files and have been confirmed as being virus-free when they were digitally sent to your email address. It is your responsibility to keep a regular backup of your database and/or relevant files so that if the worst does happen, you can use your backup to bring your computer back online.


5. Refunds

Due to the nature of the products we sell, refunds will not be issued to consumers based on satisfaction of the features. We have tried to provide enough documentation of the products on our official sales page for each product we sell.  See our Refund Policy for more information.

Refund Policy


6. Privacy Policy

All details obtained during registration, ordering or other activity on our site are held with the strictest confidence. We will never sell or give your information to any external companies or sites.  See our Privacy Policy for more information.


7. Affiliate Sales

Anyone found to be committing fraud will have their affiliate accounts suspended and all funds frozen. Affiliate commission will be reversed for refunded sales and will be reported as a negative sale in the sales report.


8. Security

Any passwords used for this site are for individual use only. You will be responsible for the security of your password (if any). Divine Blessings Academy® will be entitled to monitor your password and, at its discretion, require you to change it. If you use a password that Divine Blessings Academy® considers insecure,  Divine Blessings Academy® will be entitled to require the password to be changed and/or terminate your account.


9. e-Newsletter Database

Divine Blessings Academy's® e-newsletter database is a simple sign-up icon which is shown on our site's homepage.  When you click this icon to signup, you will be asked for your name, physical address, and email address, including which databases you want to subscribe to.  Once subscribed you will receive email notifications of sales, promotions, new product, service, course, and/or program releases, and members-only sales notices.  You may choose to opt-out of this list anytime simply by clicking on the 'unsubscribe' button at the bottom of the email you receive from us.


10. Terms of Service / Terms & Condition Changes

Changes to our Terms of service and terms & conditions will be made without direct notification. It is your responsibility to ensure you check for changes in our terms of service and terms & conditions.


You are prohibited from using any services provided in connection with this site to compromise security or tamper with system resources and/or accounts. The use or distribution of tools designed for compromising security (e.g., password guessing programs, cracking tools or network probing tools) is strictly prohibited. If you become involved in any violation of system security, Divine Blessings Academy® reserves the right to release your details to system administrators at other sites in order to assist them in resolving security incidents. Divine Blessings Academy® reserves the right to investigate suspected violations of these Terms of Use.

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