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No course, program, service, or product offered by Divine Blessings Academy® (DBA) or its duly authorized representatives is intended, in any way, explicit, implicit, by implication, or in reference, to be a substitute for competent, traditional, licensed, professional medical care.  Our academy and the courses, programs, products, and services in which we sell are all intended for the personal, religious/spiritual growth and development of its students and the world.  Furthermore, none of the natural health or holistic remedies/techniques, energy healing modalities, or any advice or other comments contained within our courses and/or programs are meant to treat, diagnose, or cure.

The courses and programs we offer here at Divine Blessings Academy® are non-traditional, alternative courses/programs offered via distance online, based in the (spiritual/holistic) disciplines. The materials contained within the courses and programs are written directly by author Ms.Walker (unless otherwise indicated) and are based solely on her opinions and experience/knowledge of the topics being presented to you and as such are for informational purposes only. Additionally, some courses/programs offer the teachings of Swami Kriyananda and/or Paramhansa Yogananda, also in the spirituality disciplines.

Because we do not offer a traditional education, we are therefore recognized by INHA - International Natural Healers Association. We do not offer formal (CEU's or CEC's) as in a traditional education, therefore, the courses (certificates of completion) you complete with us may or may not be transferable in other higher educational institutions. The material provided on this website and contained within our courses and programs are strictly for informational and educational purposes only. Divine Blessings Academy® is simply providing the individual with a certificate of completion in the course topics we offer and/or an alternative program certificate in the programs we offer.  Divine Blessings Academy® is not providing the individual or graduate with any type of licences based on a licence or certification that the student or graduate might need in order to start or run a legal business in these topics presented.  It is the full responsibility of the individual student/graduate to connect with their local law or state board and obtain through them any licenses or certifications they might need in order to start or run a business in their particular state or country of residence.  All certificates of completion(s) are emailed to the individual who submits an exam with a passing exam score of 80% or higher.  The certificate is sent as a PDF file via email one time only. Individuals who lose their certificates will not be issued a replacement certificate.

The information contained within this website and contained within our courses and programs should not be used for diagnosing or treating a health problem or disease.  If you believe you have a medical condition or problem, contact your licensed health care provider. The statements contained on this website and within our courses and programs have not been evaluated by the Food and Drug Administration.  The text within the courses and programs are not intended to diagnose, treat, cure, or prevent disease.  If you have a medical emergency, please dial 911 or contact your local authorities for immediate assistance.  Always contact your licensed medical doctor before trying or implementing any type of dietary change in your life such as with the advice we offer on ANY of our courses and/or programs. Always consult your medical doctor first.  No claims are made to ANY medicinal value of any text presented throughout our website, throughout any of our courses, or throughout any of our programs.

Digital Products/Courses/Programs:  Most of our products, courses, and/or programs offer a digital PDF file with purchase, which is a manual and/or a workbook.  This PDF digital file becomes available to the customer immediately at the time the purchase is complete on our website.  A digital receipt is automatically sent to the customer immediately after purchase to the email address they used at the time of their purchase.  Included on the digital receipt is a hyperlink in which the customer must click on to access and download the PDF file (which serves as the manual and/or workbook.)  This PDF file is accessible to the customer for a period of 24-hours (after the order is placed), after which time the link permanently expires.  If the customer had problems or could not download the link within the 24-hour period, they may contact us within 24-hours of the initial period for a replacement link to be sent to them via the email address they have on file with us. After that extended 24-hour period of time has elapsed, a replacement of the PDF file(s) will not be resent again; no exceptions.  It is the sole responsibility of the customer to download and save the PDF digital file(s) to a safe area on his/her computer at the time of purchase within the period of their purchase.  DBA® will not be held responsible to re-send any links to the customer, past the extended 24-hour period of time that the problem with the download originally occurred.

Energy Healing: Reiki healing, chakra balancing/clearing, and all other 'energy' healing modalities mentioned within this website and through our courses and/or programs fall under the category of religious disciplines.  Reiki is NOT a substitute for traditional medical treatment by a licensed medical doctor. Furthermore, Reiki practitioners/masters DO NOT diagnose, treat, prescribe anything, or cure ANY medical condition.  Reiki practitioners/masters furthermore do NOT perform medical treatment, do not prescribe any substances, and do not interfere with the treatment of a licensed medical professional.

Divine Blessings Academy®/Ms. Walker is recognized through INHA; this extends to the course materials provided on this website and assures the individual/student of our own credentials here at DBA®.  This means the certificates of completion we issue are accredited as every course/program we offer is accredited. However, this accreditation applies to Divine Blessings Academy® only, so if the individual/student wishes to be accredited by any association, the individual/student would need to apply for this accreditation independently; Divine Blessings Academy® certificates (when specified) qualifies an individual/student to attune others (through Reiki), but it does not bequeath accreditation on behalf of another organization.

Divine Blessings Academy® reserves the right to refuse to accept an individual/student/client and also reserves the right to revoke, cancel, and/or refund an individuals enrollment and/or purchases according to our own discretion and with OR without explanation or notice. If an individual who has purchased materials; course(s) and/or program(s) from us and who may log on to submit an exam prior to receiving the study materials through the mail (such as in courses or programs with mailed books) and this would indicate to us that the individual has submitted the exam by directly guessing the answers to the exam questions, we have the right to terminate the individual from the purchased course(s) and/or program(s) from which they purchased from us. We do not offer certificates of completion(s) to individuals who guess answers to exam questions, which would be the case if they do not yet have their study materials; such as a directly shipped book.  If we find this to be the case of answer guessing, and even if the student passed the exam by guessing the answers without their study material yet delivered to them, this will result in automatic termination of the individual from our course(s) and/or program(s) and from our website for any further or future purchases.  In some instances, this individual may forfeit their right to a refund for the item(s) in which they originally paid for, their free exam registration account which they created at exam professor to submit an exam will be permanently deleted, and they will forfeit their right to receive certificates of completion(s) for said course(s) and/or program(s).  Furthermore, this individual's IP address(s) will be banned from this website and no future purchases on this website will be allowed or accepted by the individual.  We reserve the right to refuse, revoke, and/or cancel an individual's account and buying privileges due to these circumstances, as it is unacceptable behavior.  Any other communication from the individual (beyond the point of final communication) which is directed toward us from the individual either through email, through this website, or through any other means will be considered as harassment and will be treated as such. If the individual continues to make further or future purchases or contact and causes additional harm or problems, the situation will be considered and escalated as harassment and will be treated as such. 

All individual courses and/or full programs we offer each include an examination.  Should the student desire to receive a certificate of completion, they may submit the examination to us online, through a digitally secure area available only to registered students.  This secure area provides an instant score result when you submit your exam. The passing score is 80% or higher.  The exam is not timed. If you pass with a score of 80% or higher, you will be awarded with a certificate of completion sent to you via email (PDF).  If not, you may choose to retake the examination once more. The exam will be repopulated into your account within 24- to 48-hours after the first failed submission. If you retake the exam the second time and do not pass with a score of 80% or higher, you will not be able to retake the exam. The second time is the ONLY time re-submissions are allowed.

Certificates of completion are sent to the student via email as PDF files, normally within 24- to 48-hours after successful completion.  Successful completion requires the student to receive an exam score of 80% or higher to receive the certificate of completion.  Certificates of completion are sent one time only via email and will not be resent at a later date if they are lost by the student.

Inappropriate contact; email contact (including persistent emailing, provocative or nuisance communications; unreasonable inquiries or requests or inquiries that are beyond the extend of the services and course/program of study provided in their descriptions) harassment, threats, or other unacceptable behaviors will automatically lead to withdrawal of support and the retraction of the option to make future purchases. In these cases of such behaviors or disruptive contact, email or otherwise, communications may be terminated by Divine Blessings Academy® without notice or explanation.  The fees the individual/student/client paid may be forfeited in this circumstance. Appropriate behavior and contact is required of all individual/student/clients and inquirers. Threats and harassment's will be treated as such and will be forwarded to law officials.

In no event and under NO circumstances will Divine Blessings Academy® or Ms.Walker be held liable in any way directly or indirectly for damages resulting from information provided to the student/graduate through our courses, programs, emails, etc, or for the loss of profits through the use or misuse of said information or either via its use, negligence or other actions.  If the student, graduate, or client should start a business or offer their OWN services from the knowledge they gain through Divine Blessings Academy® and/or Ms. Walker, Divine Blessings Academy® and/or Ms. Walker will NOT be held liable for any issues that may arise pertaining to such services offered by the student, graduate, or client with their OWN business.  Any issues, whether legal or other, problems, altercations, or incidents, or any other matter that happens or takes place between the student, graduate, or client and their OWN clients is the full responsibility of the student, graduate, or client and has absolutely nothing to do with Divine Blessings Academy® or Ms. Walker nor will Divine Blessings Academy® or Ms. Walker be held liable for such.

All of the content found on this website is protected by copyright under the United States as well as foreign laws.  The entire contents remains the property of Divine Blessings Academy®.  A breach of these terms and conditions exists for any use of the content without express written consent from Divine Blessings Academy® and may violate copyright, trademark, and/or other laws.  Divine Blessings Academy® reserves the right to change or delete content without notice.  All rights whether or not expressed are reserved by Divine Blessings Academy.®  Any reproduction or distribution without the express written consent of Divine Blessings Academy® is strictly prohibited. Divine Blessings Academy® reserves the right to change, alter, or discontinue any course, program, product, or service at our own discretion; with or without prior notice. 

Divine Blessings Academy® reserves the right to change/alter and/or discontinue any individual course, full program, service, or product at anytime and with or without notice.  

Individual Course Discontinuation: Should an individual course be discontinued that the student purchased before the discontinuation date, the student has a period of three-month's past the discontinuation date to submit/complete the examination to be graded, and if passing score is reached, receive the certificate of completion.  If the student fails to submit the exam within the allotted time period of three-month's after the discontinuation date, the student forfeits the ability to receive a certificate of completion on said discontinued individual course

Full Program Discontinuation: If a full program should be discontinued and the student purchased the full program before the discontinuation date, the student has a period of four-month's past the discontinuation date to submit/complete all examinations to be graded, and if passing scores are reached, receive the certificates of completion. If the student fails to submit all exams for the full program within the allotted time period of four-month's after the discontinuation date, the student forfeits the ability to receive a certificate of completion on said discontinued full program.  

Current/Active Courses/Full Programs that are still available in our curriculum and have not been discontinued, the student has a period of one year past their original purchase date to submit/complete the examination to be graded, and if passing score is reached, receive the certificate(s) of completion. If the student fails to submit the exam(s) or pass it(them) within the allotted time period of one-year after their original purchase date, the student forfeits the ability to receive a certificate of completion on the individual courses/full programs.

Self-Directed: Our individual courses/full programs are self-directed, meaning a process by which the individual who purchases them takes the initiative, without the assistance of DBA® in moving forward and progressing through the purchased materials.  We at DBA® do not direct the individual to progress forward throughout any of the materials, the student/purchaser must direct themselves through the materials from start to finish.

Digital Receipts: In the event that a customer makes contact with us due to the customer wanting a 'copy' of their receipt of their order because they 'lost it', 'never received it', 'want it for taxes', or due to any other reason(s), we will accommodate the request and will send a copy of the customer's digital receipt to them via email within 30-days from the date of their original order.  If a customer makes contact with us requesting a copy of their receipt after the period of 30-days from the date of their original order, a copy of the receipt will no longer be available and will not be sent to the customer.  It is the sole responsibility of the customer to print, download, or keep a copy of their original receipt of their order in a safe place, for their own records.

No part of our publications, courses, or programs may be reproduced, stored in, or introduced into a retrieval system, or transmitted, in any form, or by any means (electronic, mechanical, photocopying, recording, or otherwise) without prior permission by Divine Blessings Academy®.  The scanning, uploading, and distribution of our courses and/or programs via the internet or any other means without the permission of Divine Blessings Academy® is illegal and punishable by law.  Please purchase only authorized electronic editions of our courses and programs (which can only be found here on our website and on other internet stores where you see our trademarked name - Divine Blessings Academy® - and can connect with us personally.)  No student or graduate may use ANY of our courses or programs for sale as their own materials.

Reading Disclaimer: Information regarding psychic/angel/etc. readings that are offered on this website:  Readings are offered as 'spiritual consultations' only and are meant as informational only. Entertainment purposes only. The information provided is solely based on personal opinion of the author.  What you choose to do with the information, including any actions you take, is your own responsibility and choice and Divine Blessings Academy® and Ms. Walker will not be held liable.  All readings are meant only for entertainment purposes only. The readings available on this website are NOT a substitute for professional services or medical care, and therefore we are unable to offer guidance on financial, medical, or health-related issues including pregnancy and fertility, or legal issues including paternity.  For any such matter, you should seek advice from the relevant qualified expert in the field you need assistance in.  We do not offer readings to anyone under the age of 18-years-old. 

International Orders/Overseas Purchases: Customs and import taxes - International Buyers located outside of the United States of America who purchase any products from us that include physically shipped items. Buyers are responsible for any customs or import taxes that may apply.  Divine Blessings Academy®/L. Walker are not responsible for delays due to customs. Refunds are not provided to buyer due to any delays in customs or import taxes that apply.

For more information, please see our FAQ/Policy Page of this website along with our Refund Policy Page.
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